Date: 13/12/2017

Time: 08:06:52

ABOUT US | Profile

FULM Saving House has been operating in the Macedonian financial market since 1999 when it implemented the first saving and credit union in Macedonia. In its nine-year existence, FULM Saving House has managed to position itself high in the Macedonian financial market and gain an increasingly important position in it. This is the result of the faster, simpler and more quality-based access of the population to the financial services FULM Saving House renders.

FULM Saving House has a network of six branch offices: Murtino in Strumica, Polog in Tetovo, JSP Avtokomanda and JSP Aerodrom in Skopje, Tikvesija in Kavadarci, Bitola in Bitola, the head office in Skopje and desk in Ohrid. Its strategy is directed to opening new branch offices in 14 regions, which will completely cover the area of the Republic of Macedonia.

By realising its business strategy, FULM Saving House implements successfully a new credit lines and deposit products.

The activities of FULM Saving House are carried out with the financial support of the United States Agency of International Development (USAID) and technical support of the World Council of Credit Unions (WOCCU) funneled through FULM Association of Citizens. FULM Saving House has established partnership with the Michigan Credit Union League (MCUL), the People Help People Programme and the Foundation for Polish Credit Unions (SKOK). The partnership has enabled quality education of the staff, an essential factor for the further development of the Saving House.

FULM is a financial institution serving a part of the population that otherwise cannot get financial services. Saving and credit unions provide services to more than 172 million people in 97 countries throughout the world. In this respect, FULM differs from other financial institutions. The House provides financial services to help a particular group of people who have a common link in geographic, social and business terms. Thus the Saving House actively mobilises its members’ deposits and reinvests them. The acitvities of FULM focus on the needs of ordinary people thus contributing directly to the wellbeing of local communities.

The confirmation of successful operation of FULM is that more than 8.000 members have already expressed their confidence by using FULM services.

The success FULM has achieved is the result of the enormous effort and business enthusiasm of the FULM staff. Owing to the visionary operating manner of the Managing Board of the Founder and Managing Board of FULM Saving House, the Peple Help People mission has become synonymous with the recognizability of the FULM brand.

FULM Saving House is internationally pointed as an exemplary of an innovative and progressive saving and credit union. In line with our vision, FULM Saving House will further continue its steady development of the financial services on behalf of the citizens of the Republic of Macedonia.

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Updated on 04/12/2017