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Date: 24/06/2017

Time: 02:04:45

Loans | Types of loans

 

TYPE OF LOAN

LOAN AMOUNT

(MKD)

 

 REPAYMENT PERIOD

 

Students for student

Up to 150.000 MKD

24, 36 and 48 months

WT loan

Up to 150.000 MKD

12, 24, 36 and 48 months

NEW LOAN PROGRAM

Up to 400.000 MKD

36, 48, 60, 72 and 84 months

Loan with possessory pledge (deposit, foreign currency, gold)

Up to  600.000 MKD

6, 12, 24 and 36 months (for loan with deposit pledge)

12, 24 and 36 months (for loan with pledge for foreign currency and gold)

Loan for employed persons with/without additional income

Up to  400.000 MKD

12, 24, 36, 48, 60 and 72 months

Maximum grace period 12 months

Loans for unemployed persons with additional personal income

Up to  400.000 MKD

12, 24, 36, 48, 60 and 72 months

Maximum grace period 12 months

Student loan

Up to  400.000 MKD

12, 24, 36, 48, 60 and 72 months

Maximum grace period 12 months

Loan for pensioners

Up to  300.000 MKD

12, 24, 36 and 48 months

Maximum grace period 12 months

Annual credit program DCA

Up to  400.000 MKD

12, 24, 36, 48, 60 and 72 months

Maximum grace period of 12 months, except for loans approved with term of 72m

Extra loan

Up to  40.000 MKD

36 months

Agriculture loan

Up to  400.000 MKD

24, 36, 48, 60, 72 and 96 months (without grace period for loans with repayment period up to 24 months,

12 months grace period for loans with repayment period up to 36, 48 and 60 months, and 24 months grace period for loans with repayment period up to 72 and 96 months)

Loan for farmers

Up to  400.000 MKD

12, 24, 36, 48, 60 and 72 months

Maximum grace period 12 months

Member loan

1.600 MKD

5 months

 

 

Fees are calculated according to FULM Saving House pricelist on the day the contract is concluded.

 

Starting from 01.09.2015 all the newly approved loans and annex agreements governing loans with possessory pledge, will not have currency clause protection from devaluation. All loans disbursed until 31.08.2015 have currency devaluation protection.

 

 

Contact

 

 

According to Decision of 17.12.2016

 

Loan calculator

Deposit calculator

Pools

If you are interested in internships in FULM Savings House, send the CV on info@fulm.com.mk

FULM SAVINGS HOUSE info@fulm.com.mk

Updated on 23/06/2017