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Date: 13/12/2017

Time: 08:09:35

Type of loan

LOAN WITH POSSESSORY PLEDGE

download application form

Target group

• Persons with seasonal income





Loan amount

• Maximum amount of credit exposure per loan account is 600.000 MKD – denar loan

Currency

• MKD: denar loan
(Starting from 01.09.2015 all the newly approved loans and annex agreements governing loans with possessory pledge, will not have currency clause protection from devaluation. All loans disbursed until 31.08.2015 have currency devaluation protection.)

Repayment period

• 6, 12, 24 and 36 months (loan with deposit pledge)
• 12, 24 and 36 months (loan with pledge for foreign currency and gold)

Interest rates

Annual, variable

In compliance with the applicable regulations, FULM Savings House LLC Skopje regularly announces the current annual rates on its website, bulletin boards at teller-windows in branches and via the media.
(Annual rates of total costs)

Security

• Pledge for foreign currency
• Pledge deposit in the savings house
• Pledge for gold
• Combination of the above-mentioned

Repayment

• Interest is paid on monthly basis, and the principal matures after the expiration of the time period approved for the loan

Fees

• According to FULM Sasvings House pricelist on the day the contract is concluded

Minimum loan criteria

• Individuals, citizens of the Republic of Macedonia
• The user of the loan must be a member of FULM

Minimum required documents when applying for loan

Copy of valid ID card or passport of the borrower

Completely filled in loan application forms

Advantages

• Instant payment
• No endorsers
• No fee is charged for premature repayment of the loan
• Favourable conditions during anew applying for loan

 

For further information, please visit  or call the nearest branch or desk office of FULM Savings House Skopje.

 

According to Decision of 17.12.2016

Loan calculator

Deposit calculator

Pools

If you are interested in internships in FULM Savings House, send the CV on info@fulm.com.mk

FULM SAVINGS HOUSE info@fulm.com.mk

Updated on 04/12/2017