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Date: 13/12/2017

Time: 08:13:22

Type of loan

AGRICULTURE LOAN

download application form

Target group

• Persons involved in agriculture





Loan amount

• Up to 400.000 MKD – denar loan

Currency

• MKD: denar loan
(Starting from 01.09.2015 all the newly approved loans, will not have currency clause protection from devaluation. All loans disbursed until 31.08.2015 have currency devaluation protection.)

Repayment period

• 24, 36, 48, 60, 72 and 96 months (without grace period for loans with 24 months repayment period)
12 months grace period (for loans with repayment period of 36, 48 and 60 months)
24 months grace period (for loans with repayment period of 72 and 96 months)

Interest rates

Annual, variable

In compliance with the applicable regulations, FULM Savings House LLC Skopje regularly announces the current annual rates on its website, bulletin boards at teller-windows in branches and via the media.
(Annual rates of total costs)

Security

• Endorser/s, and/or verification of bill of exchange in the form of notary act and without endorser/s (depending on the granted loan amount and credit history at FULM Savings House)

Repayment

• Monthly by paying annuities (monthly installments)

Table of sample loan amounts in MKD and repayment conditions

Term/Amount

50.000

100.000

200.000

300.000

400.000

24 months / Installment

2.216

4.432

8.864

13.296

17.728

36 months / Installment

1.521

3.042

6.084

9.126

12.168

48 months / Installment

1.174

2.348

4.697

7.045

9.394

60 months / Installment

966

1.933

3.866

5.800

7.733

72 months / Installment

829

1.657

3.314

4.972

6.629

96 months / Installment

657

1.314

2.628

3.942

5.257

* If the repayment of the assigned installments is not paid on time and in the accurate amount, the total amount of the installments will be altered.

Fees

• According to FULM Savings House pricelist on the day the contract is concluded

Minimum loan criteria

• Individuals, citizens of the Republic of Macedonia
• The user of the loan must be a member of FULM
• 20% agricultural deposit

Minimum required documents when applying for loan

Copy of valid ID card or passport of the borrower and endorser/s
Verified certificate for net income and existing bans for net salary from the endorser/s
Supply pro forma invoice for supply and certificate for submitted request for registration in the single register for agricultural economies
Completely filled in loan application forms

Advantages

• Instant payment
• No fee is charged for premature repayment of the loan
• Favourable conditions during anew applying for loan

 

For further information, please visit  or call the nearest branch or desk office of FULM Savings House Skopje.

 

According to Decision of 17.12.2016

Loan calculator

Deposit calculator

Pools

If you are interested in internships in FULM Savings House, send the CV on info@fulm.com.mk

FULM SAVINGS HOUSE info@fulm.com.mk

Updated on 04/12/2017