Type of loan LOAN FOR UNEMPLOYED PERSONS WITH ADDITIONAL PERSONAL INCOME Target group • Unemployed persons with additional personal income Loan amount • Maximum amount of credit exposure per loan account is 700.000 denars*  Repayment period • 12, 24, 36, 48, 60 and 72 months • Maximum grace period of 12 months Interest rate Annual fixed interest rate** Security • Endorser/s, …

Loan intended for any employed or unemployed person, pensioner, student or farmer, from 18 to 74 years of age. Amount from 10,000 to 700,000 MKD Repayment period from 12 to 72 months Possibility for a grace period of maximum 12 months A GIFT for everyone Recycled seed paper card with moss rose flower and a ceramic pot For the luckiest …

Celebrate St. Valentine’s Day – Love and St. Tryphon’s Day – Wine, with a good wine from DON VIN Family Winery from Kavadarci. Find out more about this interactive game from our post on FULM’s social media Facebook and Instagram. Advantage will be given to our new and old members, borrowers and savers. If you are still not a member …

May the New Year 2023 be a year in which every moment is filled with smiles, love and warmth! Wishing you and your loved ones a year filled with happiness, positive energy and fulfilled dreams.da We can’t thank you enough for all your support this year. From our entire team, we would like to wish you a happy, healthy and …