Serafim Ristov My name is Serafim Ristov and I live in Strumica. I come from a modest working family. I live with my wife, my mother and my sister. I was unemployed for many years, wandering around looking for a job, and things just did not work out well for me. Therefore, I decided to start my own business, so …
Gordana Sidovska,Skopje Every parent’s greatest joy is to watch their children’s achievements and support them in what they do. This certainly meant that one day, I will be able to build them their own home, so that they could live their married life on their own. In November 2016, we had a wedding for the younger son. As much as …
Izmit Ibraimi, Tetovo I have been one of the 17 thousand satisfied members of FULM Savings House for 12 years. As a beneficiary of a modest disability pension, for years I could barely make both ends meet. My income was not sufficient to the cover the necessities of life and basic expenses for me and my family. I had to …
Gordana Sidovska, Skopje Every parent’s greatest joy is to watch their children’s achievements and support them in what they do. This certainly meant that one day, I will be able to build them their own home, so that they could live their married life on their own. In November 2016, we had a wedding for the younger son. As much …
Stojancho Karachanakov, Skopje Fourteen years ago, in July 2003, my life brought me to the premises of JSP Branch of FULM Savings House. It was at that time that a big change in my life took place – I became a “young” retiree at the age of 49. At that time, we had a house that was an illegal construction. …
Branko Jovanovski, Skopje Feeling young and ready for new challenges, despite my 77 years, I decided to apply for a loan so that i could give my beloved a diamond ring. I visited most of the banks in the city. To my deep surprise and disappointment in all of them (no exception) I came across the same (for me incomprehensible …
