List of deposits

Effective interest rates for newly received deposits from 01.01.2025

	Denar				With a currency clause


	Variable (last published reference interest rate decreased by 5,35 %)		Fixed		Variable (last published reference interest rate decreased by 5,35 %)		Fixed
Type of product	Decursive	Anticipative	Decursive	Anticipative	Decursive	Anticipative	Decursive	Anticipative
At call deposit
At call deposit (a vista)	/	/	0,50%	/	/	/	/	/
Youth savings club	/	/	1%	/	/	/	/	/
Time deposits
Deposits from 1 to 3 months
1 month deposit	0,20%	/	0,20%	/	0,10%	/	0,10%	/
3 months deposit	0,25%	/	0,25%	/	0,15%	/	0,15%	/
Deposit of 6 months
6 months deposit	0,45%	/	0,45%	/	0,20%	/	0,20%	/
Flexi plus 6 months	0,35%	/	%0,35	/	0,15%	/	0,15%	/
Deposits from 7 to 11 months
7 months deposit	0,50%	/	/	/	0,50%	/	/	/
8 months deposit	0,55%	/	0,55%	/	/	/	/	/
9 months deposit	0,60%	/	0,60%	/	/	/	/	/
Deposits of 12 months
12 months deposit	1,65%	/	1,65%	/	0,80%	/	0,80%	/
Flexi plus 12 months	1,05%	/	1,05%	/	0,85%	/	0,85%	/
Deposits from 13 to 23 months
14 months deposit	1.65%	/	1.65%	/	0,85%	/	0,85%	/
16 months deposit	2,40%	/	2,40%	/	/	/	/	/
18 months deposit	1,75%	/	1,75%	/	0,85%	/	0,85%	/
Deposits from 24 to 60 months
24 months member deposit	/	/	2%	/	/	/	/	/
24 months member deposit (monthly installments)	/	/	2%	/	/	/	/	/
ECO Green 24 months deposit	2,65%	/	2,65%	/	1,55%	/	1,55%	/
ECO Green 36 months deposit	3,35%	/	3,35%	/	1,75%	/	1,75%	/
ECO Green 48 months deposit	3,45%	/	3,45%	/	1,85%	/	1,85%	/
ECO Green 60 months deposit	3,55%	/	3,55%	/	1,95%	/	1,95%	/

Согласно одлука од 27.06.2025

Savings FULM Savings House do not collect foreign currency deposits. (Announcement 19/05/2015)