List of loans

TYPE OF LOAN

LOAN AMOUNT

(MKD)

REPAYMENT PERIOD

Student loan Up to 700.000 MKD 12, 24, 36, 48, 60 and 72 months
WT loan Up to 200.000 MKD 12, 24, 36 and 48 months
Loans for unemployed persons with additional personal income Up to 700.000 MKD 36, 48, 60, 72 and 84 months
Loan for employed persons with/without additional income  Up to 700.000 MKD

12, 24, 36, 48, 60 and 72 months

Loan for pensioners

Up to 700.000 MKD

12, 24, 36, 48, 60 and 72 months

Maximum grace period 12 months

Loan for farmers Up to 700.000 MKD

12, 24, 36, 48, 60 and 72 months

Maximum grace period 12 months

Loan with possessory pledge (deposit, foreign currency, gold objects)  Up to 700.000 MKD

6, 12, 24 and 36 months

Loan with possessory pledge (installments)

Up to 700.000 MKD

60 months

Loans on promotion  Up to 700.000 MKD 36, 48, 60, 72 and 84 months
Loans for individuals who are not members of AC FULM Up to 150.000 MKD

12, 24, 36, 48, 60 and 72 months

According to decision from 29.08.2026 

Fees are calculated based on the Tariff of FULM Savings House on the day the Agreement is concluded. The Savings House approves loans with a fixed interest rate. The fixed interest rate is unchangeable for the specified loan period. Pursuant to Decision of 29.07.2026.