Type of deposit

PROMOTIONAL ECO GREEN DEPOSIT

Currency

• MKD

• Minimal deposit: 2000,00 MKD

Term period

• 24 months

• 36 months

• 48 months

• 60 months

Opening a deposit

In all FULM Savings House branches and desk offices

Interest rate

For 24 months term deposit

• 2,15 % variable interest rate, at a reference interest rate of 4,00%
• 1,05 % variable interest rate,  with EUR currency clause,  at a reference interest rate of 4,00%
• 2,15% fixed interest rate 
• 1,05% fixed interest rate, with EUR currency clause

For 36 months term deposit

• 2,85,% variable interest rate, at a reference interest rate of 4,00 %
• 1,25 % variable interest rate,  with EUR currency clause,  at a reference interest rate of 4,00%
• 2,85% fixed interest rate 
• 1,25% fixed interest rate, with EUR currency clause

For 48 months term deposit

• 2,95% variable interest rate, at a reference interest rate of 4,00%
• 1,35 % variable interest rate,  with EUR currency clause,  at a reference interest rate of 4,00%
• 2,95%  fixed interest rate
• 1,35% fixed interest rate, with EUR currency clause

For 60 months term deposit

• 3,05% variable interest rate, at a reference interest rate of 4,00 %
• 1,45 % variable interest rate,  with EUR currency clause,  at a reference interest rate of 4,00%
• 3,05 % fixed interest rate 
•  1,45% fixed interest rate, with EUR currency clause

•Calculation is on the basis of daily compound method  

Confidentiality

• Deposit data are a business secret of FULM Savings House

Insurance

• The Savings House secures the savings deposits with the Deposit Insurance Fund
• FULM Savings House guaranties with its founding capital for the security of the deposits

Specification

• The depositor must be a full member of the Savings House

Advantages

• Favorable interest rates 

• Safe place to save
•Possibility for monthly withdrawal of interest

•Possibility to use the deposit as a loan insurance